The average loan-to-value (LTV) on mortgaged homes across the UK has fallen to 59%, down from around 70% in 2012, research suggests. Analysis by the Intermediary Mortgage Lenders Association (IMLA) said this highlights the structurally lower leverage of today’s housing market. 📉 Mortgage Leverage & Equity Average UK loan-to-value (LTV) has fallen to 59% (from […]
If your home is at its best when the frost is biting and the woodburner is lit, you could be sitting on a seasonal advantage. Turns out, there’s nothing like a cold snap to add to the asking price of certain homes in winter. The first few months of the year are a peak time
Winter Property Features that can Boost the Price of Your Home Read More »
There is no certainty about the contents of the Autumn Budget but speculation about a Mansion Tax, Stamp Duty changes and capital gains charges on the sale of high value homes is already having an impact. Mansion Tax Sales agreed for £2m+ homes, which are the subject of a potential mansion tax, are down 13%
Autumn Budget? Already affecting the housing market! Read More »
Flats, terraces, semis or detached houses – which types of properties are selling the fastest? Let’s break it down and see how quickly your home could sell. Detached houses are currently selling faster than other property types, with sellers earning average gains of around £122,500 over the past 18 months Semi-detached homes made an average
What type of homes are selling for the greatest returns? Read More »
A recent property report shows that confidence among buyers, sellers, and renters remains strong, even as scepticism grows over the government’s ability to meet its ambitious target of 1.5 million new homes by 2029. The September report also highlights rising calls for property tax reform. 80% of buyers feel confident they can raise funds for
Buyers, sellers and renters are still going strong despite market uncertainty Read More »
Looking for property features that add value in summer? Sunny gardens to cool pools: some property features can add thousands to a home’s price tag in the summer as buyers will be willing to pay more for them when it’s hot outside. Homes with outdoor features like a south-facing garden, entertainment area and hot tub
Summer Vibes: What Buyers Will Pay More For When The Heat Is On Read More »
Agreed sales in May have reached the highest level in 4 years. With more homes for sale and modest price rises, buyers can benefit from relaxed affordability testing while sellers need to be supported with pricing advice. The number of sales agreed in the UK is at the highest level for 4 years in May
More Sales as More Homes Come to Market Read More »
Looking for up-and-coming towns to move to? These are affordable towns with the most traction right now. Sutton-in-Ashfield in the East Midlands takes the top spot by region, while Barking and Dagenham is for London, Bootle takes in the North West and Plymouth in the South West Glenrothes in Scotland the most popular town for families seeking affordability
Top Ten Most Affordable Towns in the UK Read More »
House price growth has dipped in April 2025, it’s still up year over year, however e will take a closer look at the number below: Annual rate of house price growth slowed to 3.4% in April, from 3.9% in March House prices down 0.6% month-on-month Headlines Apr-25 Mar-25 Monthly Index* 539.3 542.4 Monthly Change* -0.6%
House Growth Slows In Value In April Read More »
4/5 existing homeowners (83%) will pay stamp duty from April 2025, up from 49% as the 2% band returns between £125k and £250k, adding up to £2,500 per purchase. Four in five existing homeowners (83%) will pay stamp duty from April, up from 49% today as the 2% band returns between £125k and £250k, adding
Over 80% of Homeowners Now To Pay Increased Stamp Duty Read More »
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